@misc{Karkowska_Renata_The,
 author={Karkowska, Renata},
 howpublished={online},
 publisher={Wydaw. UMCS},
 language={eng},
 type={artykuł},
 title={The Relevance of Foreign Ownership and Financial Liberalization for Determining Banking Risk: A Comparative Analysis of European Countries},
 keywords={ekonomia, banki, ryzyko finansowe, inwestycje zagraniczne, liberalizm ekonomiczny, Europa},
}